How to Play Baccarat

Baccarat is a table game that is popular among high-rollers. Its simplicity and high odds of winning make it an appealing casino game. Players place bets on either the banker, player, or tie. The object is to have a hand that totals closer to nine than the opponent’s hand. Face cards count as zero and aces as one.

Game rules

If you want to play baccarat, it is important to know the game rules. Whether you are playing the Punto Banco or Chemin de Fer version, the basic rules remain the same. Each player has three betting options: a Player bet, a Banker bet, or a Tie bet. The objective is to win the hand that is closest to nine, which is the best score. The game is played with eight or nine cards, depending on the variation of baccarat being played.

Each round begins with two cards being dealt to the Banker and Player. Each card has a value and the total of both hands is determined by adding their values. Picture cards and Tens are worth zero points, while cards numbered 1-9 have their face value, and the Ace is worth one point. If the initial hand has a total of eight or nine (a ‘natural’), the bet wins and the round is over. If the initial hand has a total between six and seven, a third card is drawn.


Baccarat is a game with an intimidating reputation, but it’s surprisingly simple to understand. Players place their bets on either the Player, Banker, or a Tie. Then, both hands are dealt two cards and the side that gets closer to nine wins.

If you bet on the banker and win, you’ll get a 1:1 payout. However, the house takes a 5% commission on winning banker bets. Then there’s the tie bet, which pays out 8-to-1 if your hand comes closest to nine.

When playing baccarat, it’s important to set a budget before you start playing. This will keep you from getting carried away and overspending on your bets. Additionally, it’s a good idea to play short sessions since the house edge will catch up with you over time. Lastly, choose games that use fewer decks for the best odds of winning. This will reduce the variability of your game and help you avoid big losses.


Before you play baccarat, determine how much money you’re willing to spend. It’s easy to get carried away and lose more than you can afford, so set a budget and stick to it. Also, it’s important to understand the game and how it works so that you don’t get caught up in the excitement and over-spend.

The payouts in baccarat can vary widely depending on the type of bet you make. The player, banker, and tie bets offer different odds of winning, and the casino charges a 5% commission on winning banker bets. In addition, there are a variety of side bets that can help you increase your chances of winning. These include Small Tiger, which pays if the Banker wins with two cards that total six; Royal 9, which pays if the Banker gets a nine and a face card; and Banker Pair, which pays out when the Banker receives a pair. These bets are available at most online baccarat games and can pay as high as 11:1 odds.


Baccarat is an exciting game, but it can also be dangerous. To avoid getting carried away, decide in advance how much you’re willing to spend and stick with it. This way, you’ll be able to avoid overextending your bankroll.

To maximize your winning potential, it’s best to focus on banker bets. These bets offer a lower house edge and a better payout. In addition, it’s important to establish a clear win and loss limit. This will prevent you from making impulsive decisions and ensure that your session is a success.

In order to use this strategy, you need to know the rules of baccarat and how each hand works. A round begins with the dealer dealing two cards to himself and a player. After the deal, the winner is determined by comparing the players’ and banker’s hands. The hand with the highest total wins. The baccarat rules also state when a third card will be drawn and how the game ends.