Baccarat Strategy and Payouts

Baccarat is the number one casino game worldwide. Casinos in Macau make 88 percent of their total casino wins from baccarat. It’s also a popular game for high rollers.

There are from seven to 14 seats for players and a dealer’s area. Two hands of cards are dealt: Player and Banker. Picture cards and Tens have values of zero; Aces are worth one point.

Game rules

Baccarat, also known as Punto Banco, is a game of chance. It can be played in most casinos and is now legal to play online in five US states. The rules of the game are simple and there are only three possible outcomes: your hand winning, the banker’s hand winning, or a tie.

The goal of the game is to have a hand that has a total closest to nine. The final digit is determined by the value of the cards in the hand: picture cards and tens are worth zero points; numbers 2 through 9 carry their pip values, while aces count as one.

The best way to avoid mistakes while playing baccarat is to familiarize yourself with all aspects of the game before you start playing. Never fall into the trap of believing that counting cards or predicting patterns will help you win, and always know when to walk away from the table if Lady Luck isn’t on your side.


Baccarat is a game of chance, and as such, it is impossible to predict which bets will win or lose. However, there are some bets that offer better payouts than others. It is important to consider the odds and probabilities of a specific bet before placing it.

The Banker bet is the most common baccarat wager and offers the lowest house edge. It is also the safest. Winning banker bets pay off 1 to 1, but players must remember that the casino deducts a 5% commission from winning bets.

Side bets are an important part of the baccarat betting process, but they can be a big drain on your bankroll. These bets offer high payouts for certain combinations, but the odds of winning are low. Some popular side bets include the Ox and Tiger. The Ox and Tiger bet earns a payout if the player has a hand with three cards totaling six or higher.


There are a number of payouts available for baccarat, depending on the type of wager. These payouts include player win, banker win, and tie. In addition, a player can also make side bets. These bets have high payouts but lower odds of winning and may require a large bankroll.

These side bets are placed before the cards are dealt and pay out according to their outcome. A successful bet on the player pair wagers that the player’s and banker’s opening hand will consist of identical pairs, such as two Kings or two Eights. This wager usually pays 11:1 odds.

Another popular betting strategy for baccarat is the Martingale system. This system involves increasing the size of a wager after each loss and doubling it after each win. This system works well in many games, and is similar to betting systems used in roulette or craps. However, it is important to understand how these systems work before using them.


Baccarat is one of the easiest casino games to play, but it requires a solid strategy and bankroll management. Players should decide on how much they want to spend and stick to it, even when winning. It is also important to avoid breaking a run. If a player is betting on the Player, for example, they should not switch to the Banker.

In addition to the standard baccarat bets, some casinos offer special side bets with high payouts. Players should check the house edge and payouts of these bets before placing them. Generally, these bets have lower odds than the player and banker bets. Additionally, players should avoid placing a bet on the tie as it is one of the riskiest bets in baccarat. Lastly, players should know that a winning banker bet is pushed and that the player’s bet is subject to commissions. This will reduce the player’s profit significantly.