Baccarat – Simple to Learn, But Hard to Win


Baccarat generates a sizeable chunk of Nevada’s table-game revenues. It is a card game that is simple to learn, but can be hard to win.

The object of the game is to bet on a hand that totals closest to nine. Picture cards & Tens are worth zero points, while face cards & the ace count as one point each.

Game rules

Baccarat may look intimidating to new players, but the game is actually quite simple. There are only three possible outcomes per hand – either the Player, Banker, or Tie. The dealer collects winning wagers and pays out losing ones before a new round begins. The cards are dealt from a shoe, and each is worth its face value. The ace is worth one point, and all cards numbered two to nine are equal in value. Picture cards and the tens are worth zero points. If a total is above nine, the player must subtract ten or drop the first numeral to get their new total.

Once all bets are placed, the croupier deals two cards to the player’s box and two to the banker’s box. The croupier then compares the hands to determine which is closest to nine. If both hands have a total of 8 or 9, the hand is declared a natural win and all bets are paid. If neither of the hands have a total of 8 or 9, no additional cards are drawn. A winning Player or Banker bet qualifies for a payout of 1:1, while a winning Tie bet gets 8-to-1.


Baccarat is a game of chance that has moderately simple rules and a wide range of possible bet choices. Players can place a bet on either the player or banker hand. Both options have low house advantages, but the odds of a winning wager fluctuate throughout the course of a game.

To make a bet, players simply walk up to the table and choose one of three outcomes: their own hand winning, the banker’s hand winning, or a tie. The ’Banker’ bet has the lowest house edge, but casinos charge a 5% commission every time it wins.

Players can also make side bets, including the Either Pair and Perfect Pair. These bets pay if the first two cards of the banker or player are a pair. When the winning hands are determined, the dealer pays the players and a new round begins.


Payouts for baccarat are relatively large and can provide substantial profits to players. These payouts are based on the probability that the player or banker will win, as well as the number of nines in their respective hands. The game also offers several side bets that offer even higher payouts.

A winning Player Pair bet pays out 11:1. This bet wins on the chance that the player’s first two cards will be of the same number or suit. Similarly, a winning Banker Pair bet pays out 8:1.

The ’Tie’ bet is one of the most common side wagers in baccarat and it pays out if either the banker or player hand comes closest to nine. It is worth noting that the payout odds on this bet are lowered by a 5% commission. Nevertheless, it remains an excellent bet to place for those who are not afraid of taking a little risk. Moreover, this bet also provides a high probability of winning.


Over the years, many baccarat variants have been developed to make this classic casino game more appealing to gamblers. The most popular among them is Punto Banco, which has fixed rules and no skill element. Other variations like Chemin de Fer and Baccarat Control Squeeze feature different side bets, but they still retain the same basic format of the game.

EZ Baccarat, also known as no-commission baccarat, is a variation of traditional baccarat that eliminates the standard commission on Banker wins. This reduces the house edge and increases the win rate for Players and Tie bets. However, this variant has a higher risk of card counting and is not suitable for advantage play.

During the middle ages, baccarat gained popularity and several variants emerged. While some of them failed to hold gamblers’ attention, others such as Chemin de Fer and Punto Banco managed to endure. Today, baccarat is available at numerous interactive casinos and has an impressive payout rate.