Baccarat Rules and Payouts


Baccarat is one of the most exciting casino games around. It exudes sophistication and evokes images of suave James Bond types gambling in opulent casinos.

In a game of baccarat, players place bets on either the Player or Banker hand. Once all bets are placed, the dealer hands out two cards to each box.

Game rules

In the game of baccarat, players bet on either the player or banker hand. The goal is to get a hand with a total closest to nine. If the total is above nine, it must be dropped by a single digit. Tens and jacks equal zero, while aces equal one. The banker and player hands each receive two cards and are dealt according to the rules of the game.

The game was invented in the 1400s, and it became popular in continental Europe where it is still played. It was later introduced to the United States and is known by different names in other countries, including chemin-de-fer and baccarat en banque. It was favored by James Bond, the fictional secret agent created by Ian Fleming. The game is simple and fun to play, and you can make good money with the right strategy. A bet on the banker pays 1:1 minus a 5% commission, while a bet on the player pays 9:1. Side bets are also available, and some offer high payouts, like Pair bets that pay 11:1. However, these side bets can quickly drain your bankroll.


Baccarat is a game that has gained popularity in casinos around the world due to its high payouts and low house edge. It is especially popular in Asia, where high rollers are known to make it their game of choice. The game is easy to learn and offers a number of payout options.

In baccarat, you bet on either the Banker or Player hand. Two cards are dealt to each, and a third card may be drawn in certain situations. The hand with the total closest to nine wins. In a tie, the bet pays out even money.

Some baccarat tables have scoreboards that track and display previous results. While these can be useful, it is important to remember that every hand of baccarat is independent from the last one. Therefore, knowing which hands came out on previous deals doesn’t change the odds of winning or losing in the next hand. For this reason, players should avoid pattern tracking in baccarat.


The baccarat payouts vary depending on the outcome of the hand. If you bet on the Banker hand, you’ll get even money, and a winning bet pays out 5% of the original wager. The payouts for the Player and Tie hands are 8:1.

Card suits have no effect in baccarat, and all cards have numerical values. When a hand totals above nine, the first digit is dropped. A hand of 7 and 3 therefore totals 14. Hence, the third digit determines the value of the hand.

Baccarat has some of the best odds in casino games, which is why high rollers love it. It also helps that the game is easy to learn, and free baccarat online allows players to practice their strategy before betting real money. The game is available at most reputable online casinos. Players can also play in brick-and-mortar casinos, though the tables are usually smaller than those at online baccarat sites.


Baccarat is a popular game with many variations that have evolved over time. Each variation offers different rules and payouts, making it crucial for players to familiarize themselves with these options. This will help them choose the best baccarat games to play online.

Some of these variations have been patented and require casinos to pay a fee for their use. However, this is changing as a result of the legalization of online gambling in some US states.

Some of the most popular baccarat variations are EZ Baccarat and European Baccarat. The former is a commission free version of the game that still pays winning Player bets at 1:1 but does not take a banker’s commission on ties. This reduces the house edge to 1.2351% while maintaining a game that is faster and has fewer payout errors. The latter is a more complex version of the game that features side bets and a unique ritual that involves the dealer “squeezing” the card before it’s revealed.