Baccarat Basics


Baccarat is a game of chance. It’s not as complex as other casino games, but it is a very fun and exciting game. The winning hand is the one that comes closest to a total of nine. The values of the cards are as follows: Aces have value one, tens have zero and face cards have no value.

Game rules

There are several rules in baccarat that affect the payouts. For example, picture cards and tens are worth zero points, while those numbered from two to nine are worth their face value. Aces count as one point. The goal of the game is to get a hand that is closest to nine.

The game begins when the player and banker are dealt two cards each. The dealer then sums up the score of each hand. The hand that is closer to nine wins the round. If either the Player or the Banker has a total of 8 or 9 on their first two cards, no further cards are drawn.

The rules of baccarat are fairly straightforward, but there are variations that can have a big impact on the game’s outcome. Players should understand these differences before betting real money. If they do not, they may lose more than they expected to. The best way to avoid this is to play the game with money you can afford to lose.


Before playing baccarat, you should understand the betting options available. Usually, the table’s betting area will be divided into three sections. These are labelled ‘Player’, ’Banker’, and ’Tie’. Players can make either the Player or Banker bets and may also place a side bet called a Perfect Pair. This side wager pays out if the first two cards are identical in rank and suit.

A winning player hand qualifies for a 1 to 1 payout, while a banker bet wins about 51% of the time. Ties are less frequent and pay out eight to one, which makes them a popular choice. However, you should always avoid placing a tie bet, as it has the highest house edge. If you’re looking for a more challenging game, try Chemin de Fer. This variation allows players to compete against other players and features a unique game structure. It’s available at many online casinos. Players can even experience a live dealer while playing this game.


The payouts for baccarat vary depending on the side you bet on. In a normal game of baccarat, the hand with the score closest to nine wins. However, a tie has only a 9.51% chance of occurring and pays 8 to 1.

There are several ways to increase your bankroll when playing baccarat. For example, you can use positive progression systems to increase your bet size after every win and reduce it after a loss. This strategy is considered less damaging to your bankroll than negative progression strategies, like the Martingale system.

Baccarat also offers side bets, such as Either Pair and Perfect Pair. The former bet pays if the player or banker has a pair in their first two cards, while the latter bet pays when either the banker or player has a match in rank and suit. These side bets can be found in baccarat games from Playtech and other software providers. Some online casinos offer them as a way to add variety to the game without making it too complicated.


Baccarat has a number of variations that offer different gameplay experiences and betting options. These games may also have a lower house edge or higher payouts. These differences can make the game more appealing to players of all skill levels.

Chemin de Fer is a popular variation of baccarat that’s often played in casinos and private clubs. It’s the version of baccarat you might have seen in James Bond movies, where players take turns being the banker.

In this game, each player puts up an initial stake and then announces if they want to be the banker. The dealer then deals two cards to the Player and Banker hands. The goal is to get a hand with a total closest to nine, which is the best possible score. If the hands have a 0 or a 5 in them, a third card is drawn to determine the winner. If the hands have a 7, 8, or 9 in them, they are called “naturals,” and no third card is drawn.