Baccarat Basics

Baccarat is a card game where the goal is to get a total as close to nine as possible. Picture cards & 10s have no value; Aces count as one; a Queen & six total seven.

Players place a bet on either the Player hand, Banker hand, or Tie. A score sheet is kept to track each hand.

Game rules

Baccarat is a popular casino game, and one of the easiest to play. It doesn’t require complicated strategies and is a purely game of chance. The player simply places a bet on either the Player hand, Banker hand, or tie. The Player’s hand must be closer to nine than the Banker’s for the player to win. The game uses eight decks of cards and the croupier deals them from a shoe.

The object of the game is to predict which hand will have the highest value. Tens, Jacks, Queens and Kings count as zero, while Aces count as 1. The game was first played in Italy as early as the 1400s, but later spread to France where it became known as baccarat chemin de fer.

Players who correctly predict a winning player hand will qualify for a 1:1 payout, but they must pay a 5% commission. Similarly, players who correctly forecast a winning bank hand must also pay a 5% commission.


There are many different betting options in baccarat, and while some of them offer better payouts than others, they all involve a degree of chance. In addition to betting on Player, Banker or a tie, players can also make side bets that pay out differently depending on the outcome of a hand.

One popular baccarat strategy involves using flat progression systems. These are a type of betting system that never asks the player to scale their wagers, which can save them from running into table limits and losing a hefty amount of money in a single session. However, experts advise against these strategies because they can quickly deplete the player’s bankroll.

Another common baccarat strategy is the Martingale System, which has been around for centuries and became popular in 18th century France. It is a system of progressively adjusting your bets, and it works well in baccarat, as well as other casino games. This strategy is based on the theory that historical returns and assets prices will eventually revert to their mean.


The payouts available for baccarat can vary greatly depending on the rules of the game. For instance, the ’Banker’ bet has the lowest house edge of any of the available wagers but players must be aware that it also pays out a 5% commission to the casino. This small taking is how casinos pay for new games and other expenses.

When playing baccarat, the goal is to get your hand or the banker’s to have the highest total when all the pips are added up. A winning hand will have a score closest to nine. The ten, nine, and eight are worth zero points, while the other cards are scored based on their values and suits.

In addition to the ’Banker’ and ‘Player’ bets, there are several side bets that can be placed in a Baccarat game. These include the Dragon Bonus, Panda 8, and Perfect Pair. Players who make these side bets can win high payouts if their bets hit.


Baccarat is a game of sophistication and high stakes, so it’s important to know the etiquette before sitting down at a table. For instance, you shouldn’t join a baccarat table while a hand is in session. Doing so will disrupt the flow of play and create annoyance for other players.

Laddermen are employed at baccarat tables to monitor the game for any violations of the rules. They can also intervene when a dispute arises between the caller, banker and dealer. They are often adorned with beautiful ornaments, adding to the sense of luxury at the table.

Baccarat etiquette includes wearing proper attire and acknowledging other players when you enter the table. It’s also a good idea to wear sunglasses and be aware that the game is played in a quiet environment. This is different from blackjack, where players might be loud and drunk. The game is also played at slower speeds than other casino games.