Baccarat Basics


Baccarat tables feature a banker, player, and tie area. Players place their chips on the preferred betting option. The dealer then flips over four cards – two for the Player hand, and two for the Banker hand.

Advanced players will often choose to bet on the Banker side. This is a good choice since it pays even money and you can avoid the Tie bet, which has a high house edge.


Baccarat is a game of chance, but it also requires some skill. Players place wagers on whether they think the Player or Banker hand will be closest to nine points. The game became popular worldwide when it was featured in James Bond films, as 007’s preferred casino game.

Originally invented in 1400, baccarat has long been a favourite of high rollers and VIPs. However, it’s now available to anyone with a real money account at online casinos and live dealer tables.

In a typical baccarat game, the dealer draws four cards from a shoe. The first two cards form the Player’s hand, while the last two make up the Banker’s hand. The value of the cards varies: 2-9 retain their original values, while King, Queen, and Jack have values of zero.


Baccarat is a game of chance, and it can be played in many different ways. Each hand is dealt two cards face up, and players place their bets on the Player, Banker, or Tie. Players may watch the game without participating, but it is proper etiquette to stay away from the table while it’s in session.

The best bet is on the Banker hand, as it has a higher return percentage and lower house edge. A player wager is also available, but it’s a riskier option and should only be used as a small portion of your overall strategy.

The maximum value a hand can reach is nine points, and all cards are worth their face value except for 10s and faces. Any score over ten has 10 subtracted from it.


The payouts available in baccarat vary depending on which bet you place. The banker bet pays out around 1.06% with a lower edge thanks to the 5% commission casinos charge on winning bets. This small taking helps pay for things like the website’s upkeep and new games.

The player is dealt two cards and the banker a single card, which are then totalled to determine the winner. The hand that finishes closest to nine wins. In the less likely event of a tie, the player’s stake is returned.

Players can also make side bets, such as a Tiger bet that pays out if the Banker or Player makes a pair using their first two cards. Other side bets include a Big Tiger, Small Tiger, and a Tiger Tie.


There are a few different variations in baccarat that differ from one another with respect to their rules and additional side bets. These variations may also affect the payouts of winning bets.

The most common type of baccarat is Punto Banco which has decades of history as a favourite in land-based casinos. It is very similar to Chemin de Fer baccarat which features in the books of James Bond written by Ian Fleming.

Another popular variation is the ‘Tiger bet’ which pays out if the Banker or Player make a pair using their first two cards. This side bet is usually placed by high rollers in Las Vegas who want to add an extra thrill to their game. There are also versions of baccarat which don’t charge the house commission on a Banker win.


Baccarat is a sophisticated game, and many players employ strategies to increase their chances of winning. These tactics can work well in the short term, but they can also lead to high losses if applied excessively. For this reason, it is important to set a budget before playing and stick to it.

The 1-3-2-6 strategy is a good example of one such technique. It involves increasing the size of your bet after every loss, and returning to the original amount after a win. This can help you avoid big losses and stretch your bankroll over a longer period of time.

Another popular strategy is to bet on the Banker every round. This can improve your odds of winning by reducing the chance of a tie.